From the monthly archives:

July 2010

Toastmasters

July 14, 2010

I’m a member of Toastmasters which is a nonprofit organization with nearly 250,000 members in over 100 countries. If you would like a good overview of the program – check out the following video clip:

Toastmasters – Video

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Power of Leverage

July 7, 2010

At a Real Estate investment network meeting, we were presented with a great simple worksheet on Real Estate investing and the ROI on this investment.

Referring to the example provided, if an individual purchased a home at a price of $240,000 and made a 25% down payment on the property (typically 20% is required) then a mortgage of $180,000 would be required. If you took a mortgage at 35 year amortization rate and we took an interest rate of 6% (current variable rate is approximately 2.25%) and you held the property for 10 years, your ROI is approximately 15% per year with a cumulative return of 172.5% over 10 years.

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Chinese bamboo tree

July 4, 2010

At a recent Toastmasters meeting, a colleague shared with our group the story on the amazing Chinese bamboo tree.

The growth pattern of this tree is amazing. Plant a bamboo sprout in the ground, and for 4 or 5 years (sometimes much longer) nothing happens.

You water and fertilize, water and fertilize, water and fertilize—but you see no visible evidence that anything is happening. Nothing!

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