From the monthly archives:

June 2010

Your Mortgage Rate

June 29, 2010

Great clip on deciding between variable mortgage rate vs. fixed mortgage rate. Don R. Campbell does the work to help explain why choosing between one over other can save you money and increase your cash flow.

BNN – Don R. Campbell

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Persistence

June 27, 2010

“you can’t have someone else do your push-ups for you”….anonymous

Hard work and persistence is seen as a vital reason to success and just as in sports, elite performance in any task is always the result of continuous practice.

As the Wimbledon tennis tournament takes place in England, take Roger Federer for example, yes he does have talent, but his success is attributed to his rigorous practice habits. He is regularly seen in Dubai during some of the hottest months training in intense conditions to strengthen his condition for any gruelling 5 set match that he may face. You will note that he was part of the longest singles final match in history where he won against Rafael Nadal in over 4 hours of playing time.

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Invention

June 23, 2010

Fantastic 22 minute video on unsung inventors and the Honeybee Network.

Anil Gupta

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Refinancing your Mortgage

June 20, 2010

During times of low interest rates, many home owners look to refinance their mortgage to gain some savings.

On a balance sheet, a mortgage is a liability and is used as one part in calculating a household’s net worth.
The first step in determining the impact of mortgage refinancing is looking at the payback period, which involves calculating the following:

∑ = Monthly Refinancing Savings @ lower interest rate > ∑ = Costs of Refinancing

When reviewing the numbers above, look to see what month the savings are larger then the costs of refinancing.

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Fall seven times…get up eight

June 16, 2010

I recently listened to a great podcast on Google and its ability to create a powerful organization. Google has created an organization that allows it employees to feel empowered while also being creative.

The speaker on the Podcast mentioned 5 ways that Google was able to achieve its goals:

1. Ideas come from everywhere – bottom up and top down: Large organizations often have this challenge of actively “listening” to its employees and being able to filter ideas. At my past company, employees were encouraged to submit new ideas and many projects were started and implemented due to this. Krishna Bharat, an employee at Google, once searched the Internet on a daily basis looking for specific news topics and decided to start “Google news” which turned into one of Google’s current applications

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No Regrets

June 14, 2010

I recently watched Janey Cutler on Britain’s Got Talent. She is an Irish woman who is gaining fame on the show….all at the age of 80!

Just listening to this lady sing gave me the chills – her frail outlook provided no indication to the powerful voice that she projects.

Janey Cutler

If I compare Janey Cutler to an entrepreneur, which she really is, she wasn’t afraid at the age 80 to use her natural abilities and training to achieve her success. She wasn’t afraid to take a shot.

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